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Prin poprire executorie se înțelege demersul pe care îl face creditorul bancar, fiscal sau un alt creditor, persoana juridică sau persoana fizică, în scopul direct de a-și recupera o suma de bani.
Poprirea executorie este modalitatea prin care conturile unei persoane fizice sau juridice sunt indisponibilizate printr-o adresa denumita “adresa de înființare poprire” și, astfel, banii aflați în acel cont sunt transferați total sau parțial din conturile debitorului în conturile executorului judecătoresc care a emis adresa de poprire. Sunt supuse urmăririi silite prin poprire sumele de bani, titlurile de valoare sau alte bunuri mobile incorporale urmăribile datorate debitorului ori deținute în numele sau de o a treia persoana sau pe care aceasta din urma i le vă datora în viitor, în temeiul unor raporturi juridice existente.
De asemenea, potrivit legii, pot fi poprite și bunurile mobile corporale ale debitorului deținute de un terț în numele sau. În cazul popririi sumelor de bani din conturile bancare, pot face obiectul urmăririi silite prin poprire atât soldul creditor al acestor conturi, cât și încasările viitoare.
Potrivit legii, limitele în care pot fi urmărite veniturile bănești sunt următoarele: până la jumătate din venitul lunar net, pentru sumele datorate cu titlu de obligație de întreținere sau alocație pentru copii; până la o treime din venitul lunar net, pentru orice alta datorie; daca sunt mai multe urmăriri asupra aceleiași sume, urmărirea nu poate depăși jumătate din venitul lunar net al debitorului, indiferent de natura creanțelor. În situația în care limitele sus–menționate nu sunt respectate, debitorul poprit are posibilitatea de a formula o contestație la executare poprire împotrivă modalității de executare a măsurii popririi.
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